When you schedule a consultation, you will be asked to bring some information with you. This information will help Mr. Dunn advise you correctly on your options. You will need to bring proof of all household income for the last two months, the last two years of tax returns and all of your bills. If you are self-employed, you will need to bring profit and loss statements for the previous two months. We will run a credit report for you as well. When you come in for your consultation, you will meet with a staff member who will enter your information into our bankruptcy program. After this is done, Mr. Dunn will meet with you to discuss your options for filing bankruptcy. If you decide to file, we will schedule a signing appointment and give you a list of some other documents that the court requires that you will need to bring to your appointment.

In all bankruptcy cases, the court schedules at least one hearing. The first hearing is called a Meeting of Creditors (also called a 341 hearing) where you meet with the Trustee that has been assigned to your case. He will review your bankruptcy petition and will ask you questions in regards to your case. In Chapter 13, there is a second hearing which is called a confirmation hearing; this is when the Trustee and the court approve your bankruptcy plan. In some cases, such as when a debtor is unemployed, the Trustee will ask the court to schedule a status hearing so that he can be updated on your situation.

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